Why would I want to build fintech software?

Creating apps is high on the agenda for the fintech industry. Everyone’s thinking about how their business can make use of fintech: digital banking, personal finance, investment apps, blockchain etc... It’s a quickly growing space and companies that don’t embrace technology are going to get left behind. Are you ready to embrace fintech?
What can I build?

Anything you want! Our no-code solution means you can create the fintech software that works best for your business. This could be a financial app designed for iOS or Android. It could be an in-house desktop application for macOS or Windows. Even a website or Progressive Web App (PWA). We make it simple, fast and cost-effective.
Payments made easy
Whether you’re a payment service provider, a payment gateway or a lender, we’ll build the payment solution you need. Store credit card details, use 2-factor authentication, mobile fingerprint sensors and contactless payment to deliver a streamlined experience. Best in class security means your users will feel safe and secure.
Your app needs to meet stringent security standards
Your app needs to comply with several regulations if you’re working with financial institutions. All your data needs to be encrypted to a high standard. Know Your Customer (KYC) must be adhered to. And you have to maintain detailed transaction logs in case of audits. Luckily, we understand these rules so compliance is built into your app.
Banking goes digital
Build software products for your banking institution without writing a single line of code. DIY with our no-code platform or let our fintech experts handle it for you. We’ll assign you a project manager who keeps you up to date on your app development. Our software development team is waiting to build you industry-standard software.
Built for your users
People are wary of giving their personal details out online. Your app needs user-friendly flow customers will trust. Every step of the user journey needs to show you respect their privacy and protect their data. Our network of designers use industry best practice to create an experience your customers feel safe using.
Crypto exchange & trading
Build a complete crypto trading platform, exchange or wallet designed for the device of your choice – mobile, desktop and web. You don’t need to go all in to benefit from crypto. Integrate support for payments in a variety of cryptocurrencies or consider running your software on the blockchain to increase security.
Insights with big data
One of the biggest strengths of fintech is being able to tap into years of financial data. Look at historical trends and give hyper-personalised advice to your customers. Real-time monitoring of user behaviour can detect suspicious patterns and stop fraudulent activity before it occurs.
Bespoke billing and invoicing solutions
Your business is unique. Generic off the shelf solutions don’t do the job. Build the billing and invoicing solution that’s right for your organisation. Whether you are looking for a custom solution for use in-house or you have an idea for the next big thing in fintech... We make it easy to bring your idea to life.
How to build a fintech app?

We use an AI-first approach that lets us deliver your app faster and more cost effectively than our competitors. We realised that around 500 features make up about 80% of all software – we coded these as reusable Lego-like blocks. Our team of experts manage the entire process so you can be sure your software works exactly as you envision.
Features
Automation you can rely on
Your fintech software uses machine learning and AI to deliver a smoother experience across the board. Optimise internal workflows, simplify payment systems, and much more.
Predictive fraud prevention
Prevent damage to both your company and customers. State of the art algorithms detect and automatically block unwanted activity.
Comprehensive logs
When launching any fintech applications you need to store detailed user information. We make it easy to track user actions, device data, and geolocation.
Powerful data analytics
Our AI can dive into your user data to identify trends you can use to generate greater revenue. Our data visualisation tools make it easy to see exactly what users are doing.
Blockchain support
More customers are expecting support for blockchain technology. Our development team has experience in the industry and is ready to advise on how your app can implement it.
Easy integration
All the services you expect are just a few clicks away. Our no-code solution lets you easily and securely work with other payment and service providers.
Guaranteed price upfront
It can seem a long, expensive road from your idea to completed software. Not with us. Your price never goes up – if it’s done quicker, you pay less.
Why work with us?

Our no-code app building platform lets us deliver your app faster and more cost effective. The entire process is transparent. And you get a fixed price and delivery date upfront. We offer you more than just software. What exactly do you get?
Take your app for a test drive
Builder Now is our free prototyping tool. It makes it easy to create clickable mockups of your fintech products. It takes less than 10 minutes and you’ll see exactly how your product will look and behave. Experiment with the flow of your app and share it with friends, customers or investors for feedback.
Build your dream software with our no-code app builder
Builder Studio is where the app-building magic happens. It’s as easy as ordering pizza. Choose a base – the most similar app to your idea. Then add the toppings – features – you’d like. The entire process is simple and you don’t need any tech skills. And our team is always available if you’d like some help.
Say goodbye to confusing cloud bills and hello to big savings
Builder Cloud gives you one account that lets you run your fintech products on any public cloud – AWS, DigitalOcean, Alibaba Cloud and Microsoft Azure to name a few. Our prepaid cloud wallet makes it easy to forecast your spend and plan accordingly. Our clients saved $4.5 million last year alone!
Software that never goes out of date
Studio One is our aftercare service. It ensures your fintech software continues to work flawlessly. Your users don’t want bugs and errors. When OS updates come out we review the code for any potential conflicts. And our intelligent monitoring system alerts us to any potential issues before they affect your app.
Frequently asked questions
1. What is a fintech app?
A fintech app uses emerging and innovative technology to package financial services in a more accessible way. Enhanced security, improved customer service and increased efficiency are just some of the advantages when compared with traditional finance.
2. What are the different types of fintech apps?
Fintech encompasses a lot of areas: payments, personal finance, banking, investment, and lending. Some popular fintech apps to consider are the payment processor Stripe, cryptocurrency exchange Binance and open banking service Plaid.
3. How much does it cost to build a fintech app?
The exact price will vary depending on the complexity of your idea. We use an AI-powered approach that lets us make accurate pricing and delivery estimates for building your software. Check out our guide to mobile app development costs if you’d like to learn more.
4. How do I create a fintech app?
Our process is simple – fill out the form and a member of our team will get in touch. They’ll discuss your idea so we know EXACTLY what you’re looking for – they’ll also suggest things you might not have thought of.
5. Why are you better than the other fintech app builders?
We use an AI-first approach that lets us deliver your app faster and more cost effectively than our competitors. Our team of experts manage the entire process so you can be sure your app works exactly as you envision. And you’ll receive a fixed price and delivery date upfront.
6. How do I start a fintech startup?
Fintech mobile app development needs to comply with a lot of regulations. As such, you need someone with knowledge of the fintech industry and the software development skills required to ensure you’re compliant.
Please get in touch if you’d like to chat with our team about your idea.
7. How does fintech make money?
Fintech companies use a variety of business models to generate revenue. Software as a service (SaaS) and a percentage of transactions are 2 of the most common.
8. Do you work with blockchain?
Yes, if you’re interested in using blockchain functionality in your app then please mention it when you tell us about your idea. This will allow us to make sure you talk with one of our blockchain experts.
9. What is a robo-advisor?
This is investment advice delivered by an AI rather than a person. Much like an in-person investment advisor, it’ll ask several questions and use that to decide the best investment strategy for your funds. Depending on the exact strategy employed this can be quite basic advice or hyper-specific.
10. Which payment methods do you accept?
Credit card, debit card, PayPal & bank transfer.
(Payment methods are country-specific and some may be unavailable in your country.)
11. Are there any hidden fees?
No! Our pricing is upfront and guaranteed. The only additional costs you might have to pay are to third party payment processors, delivery providers or blockchain specific fees.